Protect Your Ride with
Confidence
Affordable and reliable motorcycle insurance across the
Philippines. Get covered in minutes with AGO Insurance.
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Our Story
At AGO Insurance, we are committed to protecting what matters most to you. Built on trust, integrity, and reliability, our company was founded with a simple mission to provide clear, dependable insurance solutions that give individuals, families, and businesses peace of mind.
Over the years, we have grown into a trusted insurance partner by focusing on personalised service and understanding the unique needs of every client. We believe insurance should be simple, transparent, and accessible, helping you make confident decisions about your future.
50,000+
Active Policies
98%
Claims Approved
4.9/5
Customer Rating
15+
Years of Service
AGO Insurance Services
Explore our comprehensive insurance options to protect your future. Compare our three tiers of coverage designed for individuals and families, featuring tailored benefits and exceptional value. Choose the plan that best fits your peace of mind.
What Our Riders Say
Hear from thousands of satisfied Filipino riders who trust AGO Insurance
“As a full-time delivery rider, I need insurance I can trust. AGO has been amazing – affordable rates and quick claims processing when I needed it.”
Miguel Santos
Delivery Rider, Manila
“I was nervous about getting insurance online, but AGO made it so easy! The team is responsive and the coverage is comprehensive. Highly recommended!”
Maria Cruz
Weekend Rider, Cebu
“After comparing several companies, AGO offered the best value. Their customer service is top-notch and claims are processed within days, not weeks.”
Roberto Reyes
Motorcycle Enthusiast, Davao
“After comparing several companies, AGO offered the best value. Their customer service is top-notch and claims are processed within days, not weeks.”
Roberto Reyes
Motorcycle Enthusiast, Davao
Latest Resources
Tips, guides, and updates for motorcycle riders
Frequently Asked Questions
Fully licensed by the Insurance Commission of the Philippines
What documents do I need to get motorcycle insurance?
To apply for motorcycle insurance, you typically need:
- A valid government-issued ID
- Vehicle registration (OR/CR)
- Driver’s licence
- Completed application form
Additional documents may be required depending on your policy type.
How long does it take to get covered?
Coverage can be activated within the same day once your application is completed and payment is confirmed. In most cases, policies are issued within a few hours.
What's the difference between TPL and Comprehensive coverage?
- TPL (Third-Party Liability): Covers damage or injury caused to other people or their property. This is the minimum legal requirement.
- Comprehensive Coverage: Offers broader protection, including damage to your own motorcycle due to accidents, theft, natural disasters, and more.
Can I cancel my policy and get a refund?
Yes, policies can be cancelled subject to terms and conditions. Refunds may be provided on a pro-rated basis, depending on how long the policy has been active and if any claims have been made.
How do I file a claim?
To file a claim:
- Notify AGO Insurance immediately after the incident
- Submit required documents (e.g. incident report, photos, police report if applicable)
- Fill out the claims form
- Wait for assessment and approval
Our team will guide you through each step to ensure a smooth process.
Is AGO Insurance available nationwide?
Yes, AGO Insurance services are available nationwide, providing coverage and support wherever you are in the country.
Visit Us
11 zircon st, City hieghts phase 2 brgy Taculing, Bacolod City, Negros Occidental 6100
Call Us
(+63) 099 755 26697
24/7 Hotline
Email Us
arnoldong87@gmail.com
Office Hours
Mon-Fri: 8AM – 6PM
Sat: 9AM – 3PM
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Ready to Protect Your Ride?
Join thousands of Filipino riders who trust AGO Insurance for
comprehensive, affordable motorcycle protection.